Commercial Insurance
Commercial Insurance Policies
Free Quotes | Over 30 Years of Experience | Locations in FL and PA
Free QuotesOver 30 Years of ExperienceLocations in FL and PA
Personalized Policies That Meet Your Company's Needs
For over 30 years, RTI Insurance Services has provided commercial businesses with dependable insurance policies that are customized to meet their needs.
- Commercial properties and general liability
- Commercial flood and water damage
- Small business insurance
Our agents will work with you to create a package that protects your company and works within your budget. To request a free quote, please call us or use our convenient online form.
Commercial Properties and General Liability
Disasters can strike at any time. From fires to flood or hurricane damage, it is virtually impossible to predict when extreme weather will cause damage to a building or when an accident will happen. Building owners who have experienced the devastating effects of a natural disaster know the great expense that is involved with repairing damaged building structures and other personal property. Therefore, it is better to be prepared with adequate insurance coverage than to risk being required to make a substantial investment in repairing and rebuilding after the proverbial storm.
Commercial liability coverage also protects business owners against theft, vandalism, and collision damage. While business owners may do everything they can to keep their property safe, it is impossible to control the behavior of others; therefore, having commercial liability insurance protects businesses against instances in which damage is caused by unpredictable human behavior.
We provide coverage for the following types of commercial properties:
- Strip centers
- Shopping malls
- Real estate schedules
- Industrial centers
- Owner-occupied buildings
- High rises
- Municipalities
- LRO (Lessor's Risk Only)
- More coverage
Commercial Flood and Water Damage
Flood insurance is one of the most important types of insurance to carry for every business and property owner. This is why we specialize in it.
Flood insurance protects you and your business from the damages that occur to your business in the event of a flood. Floods are devastating natural disasters that can destroy everything in their path. While they are more common in some areas of the country than others, the truth is that they can happen anywhere, even on the “high ground” well above floodplains.
If you have created your own business, you should seriously consider obtaining and maintaining a commercial flood insurance policy to protect your company.
We provide coverage for the following flood damages:
We provide coverage for the following flood damages:
- Direct losses from a flood
- Foundations
- Basements/crawlspaces
- Appliances
- Debris removal
- Walls and flooring
- Electrical, plumbing, and HVAC systems
- Furnaces and water heaters
Small Business Insurance
For a small business in the US or anywhere else in the world to succeed today, it has to be nimble and adjust to the changing times. We believe the way you buy small business insurance should be held to the same standards. For this reason, at RTI, we spend time with the business owner to understand the best way to accommodate the scalability of the business and to ensure that the business is properly covered.
Coverages include the following:
- BOP (Business Owner's Policy)
- Property
- General liability
- Workers' comp
- Umbrella
- Flood
- Cyber
- EPLI (Employment Practices Liability Insurance)
- Inland marine
- Commercial auto
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